In Arizona, there may be types of commercial insurance that you are required to have for a business. When you are required to have certain types of policies, you can come to us to get the policies you need.
Call us at Giles & Iten Insurance in Surprise, AZ. We can help you obtain the policies that are required as well as any other coverage that you want to protect yourself and your business.
Workers’ Compensation InsuranceWorkers’‘ compensation insurance is required for all Arizona businesses employing at least one person. This can be full-time or part-time employees. This excludes occasional workers, casual workers, or independent contractors. It also doesn’t apply to domestic workers who work inside a home. When you have any number of regular employees, make sure you have this insurance in place to keep your business legal and to avoid fines and other problems.
Commercial Auto Insurance
This is a type of insurance that is required by the state for all vehicles that are owned by an Arizona business. When a car is business owned, it must have at least the minimum required auto insurance, but you can add more coverage if you choose. Companies often choose to add other types of auto coverage so that they have better coverage for their investment in the vehicle. The policy must have property damage and bodily injury liability coverages. You can also choose to get comprehensive and/or collision insurance.
Get Coverage for Your Business
If you own a business in Arizona, there are certain types of commercial insurance that you need to have in place. When you’re looking for the insurance you need, you can contact us at Giles & Iten Insurance in Surprise, AZ.