Most states require all automobiles driving in their state to be covered by at least basic liability insurance. Arizona has the same requirement with the minimum to comply being 25/50/15. This protects other drivers and vehicles in an auto accident. All other coverage is optional unless you have a lease or a loan and then you may be required to carry collision and comprehensive. At Giles & Iten Insurance in Surprise, AZ, we have years of insurance experience and we look forward to helping you with all your insurance needs.
Collision coverage protects your car when you have an accident where you’re at fault. If you count on your car for regular daily activities this is important coverage to add to your basic policy.
Comprehensive coverage protects your vehicle from hazards beyond your control like a hail storm, flood, lightning, theft, fire, and vandalism. It is handy to have if you happen to run into a deer or other large animal.
Full glass coverage is something most vehicle owners can benefit from. It covers the replacement of your windshield as well as other glass on your vehicle with no deductible. It is great when you have a damaged windshield to be able to call and get it repaired usually very quickly and even in your own driveway.
Roadside assistance and towing are two add-ons usually sold together. If you have a breakdown or an accident you could be stuck on the roadside with no way to get to a service station or auto dealership. You may belong to an auto club and this provides the same service but usually at a lower rate. No one turns down savings.
Contact Giles & Iten Insurance in Surprise, AZ with any questions you have about auto insurance. We are a full-service independent agency.