Arizona Umbrella Insurance Coverage

The last thing you want to have happened in the aftermath of an accident, natural disaster, or injury is finding out that that damage is “not covered” under your existing insurance plan.  In other words, for residents of Surprise, AZ, getting a surprise when it comes to your insurance coverage is a revelation that you could probably do without.  The reality is, however, some items that you might want to insure would be better covered under an umbrella policy, and the knowledgeable, licensed agents at Giles & Iten Insurance are available to find reliable insurance coverage for your unique situation.

Umbrella Insurance for Arizona

As the name might suggest, umbrella coverage is designed to provide overarching insurance protection to protect you and your property against the unexpected raindrops that life can sometimes throw our way.  Any accident leaves a trail of damage in its wake, and not all life insurance policies are written or equipped to cover the entire damage amount or include accidental mishaps, including things like landlord liability, bodily injury, or extensive property damage for instance.

Lacking an umbrella policy to cover these unexpected liabilities can place your family in financial peril in the blink of an eye.  Sitting down and speaking with a licensed agent from Giles & Iten Insurance, serving the Surprise, AZ community, is the beginning of a better understanding of the protection you have and the areas where you are still vulnerable.

An umbrella insurance policy might just be what you need to ensure that all of your assets are fully protected.

Contact Our Team at Giles & Iten Insurance

For Surprise, AZ residents looking for an honest appraisal and recommendation regarding their current insurance needs, our agents at Giles & Iten Insurance are standing by with the information you need to decide whether or not an umbrella insurance plan will provide you the protection you need to protect against financial calamity should the worst occur.

Top 3 Benefits of Having Umbrella Insurance

The insurance agents of Giles & Iten Insurance serve business owners throughout the Surprise, AZ area. Umbrella insurance is a type of policy that is often misunderstood. The truth of the matter is that it can be a financially sound investment if you truly want to protect your business.

Covers Unpaid Liability Claims

Umbrella policies are designed to cover unpaid liability claims when an award given to an injured party is higher than the company’s liability policy amount. For example, if an award is for $1,2 million but the liability policy only covers $1 million. your umbrella policy will cover the overage.

Provides Added Security

An umbrella insurance policy is designed to provide additional security to protect the investment you have in your business. A liability insurance policy acts as a safety net, but an umbrella policy extends that layer of protection much farther, reducing your risk of a financial loss if an accident does occur.

Easily Bundled with Other Types of Insurance

Because of the way umbrella insurance is written, it can easily be bundled with other types of commercial liability insurance. Bundling your policies allows you to reduce the number of payments you make each month and may also make you eligible for a possible discount.

Business owners in Surprise, AZ who are interested in learning more about umbrella insurance for their business can call the agents of Giles & Iten Insurance to get the details. They can review your existing policy and work with you to determine whether or not you would benefit from having an umbrella policy in place. Call and book your appointment today!