Who needs to get auto insurance in Arizona?

The Surprise, AZ area can be a very fun place to live in. If you enjoy warm weather, there will always be a lot to do outside. To ensure that you can enjoy the area as much as possible, getting your own car is a good idea. Along with a car, people need to get auto insurance for several reasons. 

Those that Want to Drive

The first situation when someone will need auto insurance in Arizona is when they want to drive. All vehicle drivers in this state are required to carry liability insurance whenever they are on the road. This rule essentially all people on the road at all times as it ensures that the other party in an accident can pay for damages. If you do not have this coverage, you could be facing serious penalization. 

Those that Take Out a Loan

You will also need to get an auto insurance plan if you intend to take out an auto loan. As cars can be quite expensive, taking out a loan to finance the purchase is often necessary. If you have decided to take out a loan to buy the car, you will have insurance rules that need to be followed. To protect their collateral, most lenders will require that you get collision and comprehensive coverage.

If you want to get an auto insurance plan when you are in the Surprise, AZ area, calling Giles & Iten Insurance can be a good option. The insurance team that is with Giles & Iten Insurance understands the value that comes with this insurance coverage. They can help you assess your policy needs and build a plan that will protect your vehicle and ensure that you are in compliance with our insurance obligations.