Mexican Insurance FAQs

If you are crossing to Mexico with a car, you may need to know a thing or two about Mexican insurance. Luckily, Giles & Iten Insurance of Surprise, AZ, got you covered when it comes to insurance matters. We offer numerous insurance coverages, ranging from auto, commercial, home, life, boat, and RV insurance. But today, we are answering questions you might have about Mexican insurance. 

Why do I need Mexico auto insurance?

When driving your vehicle on highways and other public roads, you are required to have at least liability insurance issued by a Mexican Insurance Company. Mexico doesn’t recognize foreign auto coverages, so your US car insurance may not protect you when you are involved in an accident in Mexico. 

Must I buy Mexico Insurance even if my domestic auto insurance has a Mexico endorsement?

Many insurance agents bordering Mexico offer a Mexico endorsement that covers you within certain miles from the border. But remember, this coverage is limited to the number of times you enter Mexico. Plus, it covers physical damage to your vehicle but not third-party claims. 

So, even if you have a Mexico endorsement, you should add third-party coverage that conforms to the authorities’ requirements. And one more thing — you need to buy Mexican insurance before entering Mexico.

Can a Mexican national drive my car? Will the policy cover them?

It’s a definite no. Mexicans are not legally required to drive a foreign-registered vehicle. And because it’s not legal, then it’s an exclusion for your Mexican insurance. 

How can I buy Mexican insurance?

Buying Mexican insurance is easy with Giles & Iten Insurance based in Surprise, AZ. After providing us with a few details, you will be on your way driving to Mexico. Please visit our website page today to get started.  

Exploring The Benefits Of Mexican Insurance

Based in Surprise, AZ, Giles & Iten insurance offers the community multiple types of insurance policies. We understand that each of our clients has a unique situation and different circumstances. That’s why we work hard to ensure that our clients find coverage that directly suits their needs.

Mexican Insurance

It’s a very short drive from Arizona to Mexico. As you head South of the border, it is important that you have coverage. Mexican insurance protects you as you travel into the country. Some of the traffic laws in Mexico are different compared to the United States. Your vehicle will be protected in the event that it is vandalized or stolen.

Make sure that you research different liability coverage options before heading to Mexico. In the event that you are involved in an accident while you are in Mexico, it is imperative that you have coverage to protect you. Keep in mind that the driving laws in Mexico are different compared to the United States, as Mexico uses the Napoleonic code instead of English Common Law.

The length of your stay is also an important variable to consider. If you are planning a lengthy stay in Mexico, make sure that your policy protects you. In most cases, you may only have coverage for a specific number of days while you are staying in Mexico. Check your policy to see if there any mileage restrictions as well. In some cases, your policy may outline a specific number of miles that you can travel while you are in Mexico. You can amend your policy based on the type of vehicle that you are driving.

Consult With Giles & Iten Insurance 

If you are in the process of planning a trip from Surprise, AZ to Mexico, please visit our website to learn more information about Mexican Insurance.

3 Reasons Mexican Insurance Can Work For You

When you’re driving south of the border, you have to consider what types of insurance you need. Mexican insurance can work for you in a number of ways, providing you with the kind of financial protection that you need down South. At Giles & Iten Insurance in Surprise, AZ, we can help you every step of the way.

Follow the Law

Mexican insurance is a requirement when you cross the border into Mexico. It is required for all vehicles, including a rental car. It is also recommended that you have liability insurance in the event that you are involved in any kind of accident. You will need to provide proof of the insurance at the border, along with your driver’s license.

Keep Your Vehicle Safe

There are a lot of travel advisories in place for driving into Mexico. Some areas have more risk than others, which is why you need to look at where the higher crime is happening. In the event that your vehicle gets vandalized or involved in any kind of crime, you will want the insurance to help with the repairs. Otherwise, you could be financially responsible for the repairs on your own.

Learn the Legalities

You will be able to visit all of the various parts of Mexico that you want to visit when you have Mexican insurance. When you get the policy, you’ll also learn about some of the different legalities. Certain activities are illegal in Mexico, such as talking on your cellphone when you’re behind the wheel and driving through a yellow light. Understanding the laws will help to protect you.

With certain laws in Mexico, having the right insurance is a necessity.

At Giles & Iten Insurance, we can help you to find the Mexican insurance that will best protect you. Contact us in Surprise, AZ today to learn more about your options.