Should You Get Travel Insurance Before Going to Europe?

With many Americans searching out European vacations, many people wonder what kind of insurance is necessary before traveling to a foreign country. Europe is a huge continent, and you want to make sure that you have protection no matter where you go.

Do you want to make the most of your trip and ensure that you have all the resources you need? Giles & Iten Insurance, which serves Surprise, AZ, understands your concerns. Here’s why you should consider buying travel insurance before a European vacation.

Travel Insurance Allows You to Cancel Your Trip

If something happens that should prompt you to cancel your trip, you may be able to recover some of the costs with a travel insurance policy. Trip cancellation is common after sickness, the death of a loved one, or a recent natural disaster. With travel insurance, you simply have more flexibility with your plans.

Travel Insurance Allows You to Delay Your Trip

If, for some reason, you need to delay your trip home, perhaps due to bad weather or an airline issue, you may need to cover the costs of hotels and meals during the remainder of your stay. Each policy kicks in at a different time period, so it is important to read policy documents.

Travel Insurance Allows for Trip Interruptions

Your trip may be interrupted due to an emergency at home or sickness. Travel insurance may provide assistance with some of the changes you have to make to your schedule, which could include new travel tickets and hotel fees.

Travel Insurance Can Help With Personal Belongings

Your personal belongings that you travel with could become lost, stolen, or damaged in transit. Many policies offer help with these types of expenses.

Travel Insurance Is Recommended

While you do not need travel insurance to visit Europe, it is recommended that you do have it. It can provide protection for many expenses you could face. If you still have questions, Giles & Iten Insurance serving Surprise, AZ can help you find a good policy.