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When booking a holiday, it is tempting to skip the travel insurance policy and spend that extra cash on your vacation. However, travel insurance is critical to make sure you are not out additional expenses when something goes wrong on your trip. If you live in the Surprise, AZ area and are interested in travel insurance for your upcoming trip, reach out to an agent at Giles & Iten Insurance today.
Get the dates right
Make sure you are covered for the whole trip. Putting the wrong dates down is an easy mistake, but it is one that can be costly. If you put in the wrong dates and are on your trip one day over your policy term, you would not be covered. Be sure to take into account time changes when you are flying to ensure you have full coverage.
Make sure all of your locations are covered
If you are visiting more than one location, it is essential to make sure each country is covered under the policy. Some areas might be excluded or have limitations, so be sure to check with your agent.
Declare your pre-existing medical conditions
Informing your insurance provided of any pre-existing medical conditions is critical to make sure you are covered for any medical care you seek while traveling. Most insurance providers have a list of conditions that will be automatically covered; however, there are some conditions that you make need to pay extra for coverage.
Are you planning high-risk activities?
If you are going on an adventurous trip, you will want to confirm with your insurer to make sure all of your activities are covered. Insurers often exclude what are considered high-risk activities such as skydiving, bungee jumping, or even horseback riding. If you are doing anything out of the norm, it is best to double-check with your insurer.
If you would like to learn more about travel insurance for your trip, reach out to an agent at Giles & Iten Insurance today. We proudly serve the Surprise, AZ area.
